Chip Away at the Credit Score Stone.

Chip Away at the Credit Score Stone

chip away at the credit score stone“You are the masterpiece of your own life; you are the Michelangelo
of your experience. The David that you are sculpting is you. And you do it
with your thoughts.” — Dr. Joe Vitale: Motivational author and speaker

I realize that “chip away at the credit score stone” is a bit of a stretch for a post title but there are so many parallels I can run I just had to use it.

Michelangelo in 1501 began with a big ugly, cold, and rough block of Carrara marble… three years later he unveiled David… a timeless masterpiece.

Obviously more than just time, Michelangelo also poured in planning, dedication, vision, hard work and patience.

Without a crystal clear image in his mind of what he was sculpting do you think it would have been even remotely possible to shape something as detailed and beautiful as David?

When people talk to me of improving… or chipping away at the credit score stone, I can tell all they currently see is the “big, ugly, cold, block of rock” before them and haven’t taken the time to set their minds, thoughts and emotions on the masterpiece they are attempting to create.

In order to create a financial masterpiece in the real world you need to first create it with your thoughts…. then move the thoughts into a plan…. then begin to chip away… blow by blow of the hammer with patience and precision until the masterpiece is unveiled.

Do you know what it is you are wanting to create? Do you see it clearly in your minds eye? Can you feel the excitement in your soul required to carry you through the hard times?

Take some time to clearly define your “David”… then break it down into action steps… and with that image burned in your minds eye begin to chip away at the credit score stone.

Recommended Reading

Credit Score Obstacle.

Credit Score Obstacle.

credit score obstacleThe size of obstacle says something about the size of your future on the other side.
~ John Osteen

I don’t know about you but my typical response to a large obstacle is one of…

…Holy Crap… now what?

….Oh great…

…I never seem to get a break!

I often sense the same attitude from those who come to me with their credit score obstacle stories.

You know what? I don’t blame you but the times in my life I have done great things are the times I’ve moved to a different attitude about the challenges I faced.

Yes… some things are out and out hard… no question about it. However if we realize that all the great victories in life were at one time on the other side of a difficult situation it gives us some motivation to try our best and to not give up.

See your credit score obstacle as a gift wrapped opportunity for success.

When you begin to rise to the challenge of improving your credit score by seeing what is available to you on the other side of the work, energy and effort you propel yourself in the right direction with your attitude alone.

There’s 2 ways to live life…

…Avoid challenges and try to squeak by as best you can.

…Take on challenges head on regardless of your odds of overcoming them or not.

The first approach is NOT the one that has written our history books of notable achievements.

The second approach is not only the attitude that gets things done but it also provides us the benefit of living with a sense of confidence, fulfillment, excitement, anticipation and accomplishment.

Sure, we may fail taking on obstacles bigger than ourselves but have you ever considered the option that you may NOT fail?

Take on your credit score obstacle today head-on than don’t look back on your way to financial freedom.

 

 

 

Recommended Reading

Tis the Season to be Broke?

Tis the season to be broke?

tis the season to be brokeChristmas is intended to be a Merry time… thus the name “Merry Christmas” (insert sarcastic tone here)

So why is this season filled with stress, anxiety and general “un-merryment”?

Much of it is steeped in money, spending money, lack of money, followed by unpaid credit cards and a painful lower credit score.

I read a great article on MSN that outlines 12 holiday money mistakes to avoid.

Here’s a brief excerpt to whet your appetite so click on the link and read the whole article…

“If you’re not careful, you can end up taking a year to pay for all the spending. More than 13 million shoppers are still paying off last year’s holiday debts, according to Consumer Reports.”

http://today.msnbc.msn.com/id/40371905/ns/today-money/

Have a Happy, stress free and budget conscious Christmas :)

Recommended Reading