“Fix your eyes forward on what you can do, not back on what you cannot change.”
– Tom Clancy, Author
No matter what you did right or wrong in the past the ability to achieve your goals and dreams can only take place in the here and now.
What can you do today to better your financial world?
Lenders like to see stability in those seeking credit as this increases the likelihood of them having their loan repaid.
When a lender sees someone who moves a lot, changes their job frequently or is constantly changing credit companies they tend to hesitate before granting credit or their best rates on interest.
Developing long term relationships with your lenders shows stability and can help strengthen your credit score.
There are times when change is inevitable and beneficial but keep in mind the benefits of stability when making those decisions.
This morning I decided to join the PGA pro golf tour so I made the commitment to practice… once in a while…
Since I was in the mood for change I also decided to become a top rated UFC fighter and will begin hitting the gym…once in a while.
I figured while I’m at it I might as well join the World Poker Tour and I will start training…once in a while.
If there any gamblers out there how many of you would place a bet that I will accomplish any of my goals?
There’s nothing wrong with golfing “once in a while” but it will never lead me to professional status.
Likewise if you only perform tasks “once in a while” leading towards achieving your financial goals and dreams it may take longer than you desire to get where you’re wanting to go.
“It’s not what you do once in a while; it’s what you do day in and day out that makes the difference.”
– Jenny Craig, diet guru –
“Change your thoughts and you change your world.”
~ Norman Vincent Peale: Was a minister and author of inspirational books ~
“Should you find yourself in a chronically leaking boat, energy devoted to changing vessels is likely to be more productive than energy devoted to patching leaks.”
– Warren Buffett, Berkshire Hathaway, CEO
DISCLAIMER!!!
This quote is not an excuse to give up or quit!!!
However if you find what you have been doing is consistently not working or getting you the desired results than it may be time to consider a change.
If you find yourself no closer to your financial goals and dreams than you were years or decades ago and unless you see some light on the horizon it might be worth taking a good hard look at where you are, where you want to be and the best way of getting there.
“You have a clean slate every day you wake up. You have a chance every single morning to make that change and be the person you want to be. You just have to decide to do it. Decide today’s the day. Say it; This is going to be my day.”
Brendon Burchard
Author of The Millionaire Messenger
What change in your life do you want to make?
Who do you want to become?
What are you hoping to accomplish during your stay on this earth?
Decide today and take the first step towards it!
There’s an ebook I’m reading where numerous millionaires are interviewed and I’m pulling out some of the best nuggets and passing them on to you.
Here is another from Jim Rohn…
“We suffer one of two things…
Either the pain of discipline or the pain of regret.
You’ve got to choose discipline, versus regret, because discipline weighs ounces and regret weighs tons.
The reason is because the regret is an accumulated affect a year from now, two years from now, when you didn’t do the easy discipline.
Its like having a cavity in your tooth. The dentist says, “If we fix it now it’s only $300, and if you let it go, someday it’s going to be $3,000.” So, the easier pain of the $300 and sitting in the chair for just a little while takes care of it. But if you let it go, that’s no good.
You know, the dentist says, “This cavity is not going to get better by itself. This is something you have got to take care. You can’t cross your fingers and hope it’s going to go away. That’s not going to help.” Whatever you see that needs to be corrected, you start taking care of it.
It doesn’t matter what it is. You don’t have to take giant steps at first.
To have an incredible increase in self-esteem, all you have to do is start doing some little something.
Whether it is to benefit your health, benefit your marriage, or to benefit your business, or your career.
You don’t have to revolutionize all at once. Just start.
Say to yourself, “I promise myself I’ll never be the same again.”
It doesn’t take a revolution.
You don’t have to do spectacularly dramatic things for self-esteem to start going off the scale.
Just make a commitment to any easy discipline.
Then another one and another one.
It doesn’t take but just a collection of those new easy disciplines to start giving you the idea that you’re going to change every part of your life: financial, spiritual, social.
A year from now, you’ll be almost unrecognizable as the mediocre person you may have been up until now.
All of that can change.
It doesn’t change overnight.
But, it does change with a change in thought and philosophy.
Pick up a new discipline and start it immediately.”
Want a fresh approach to making change in the New Year?
Check out this post at the Happiness Project website (see post link below) that suggests picking a one word theme to direct your upcoming year instead of the traditional resolution approach.
They throw out ideas like “Bigger” or “Free”…
Think of what you would like to accomplish or where you would like to go and try to distill it into a single word.
I’d love to see some of your ideas… leave a comment to help get our creative juices going.
