My dad kept nagging me to pull my credit report but I always thought because I pay my bills on time and am responsible with my credit there was no point.
Then last week I decided to do an online free credit score check and I couldn’t believe my eyes. There was a bunch of stuff on my report I had no idea was even there.
I started checking into it and it turns out someone got a hold of my personal info and was trying to take over my identity. I’ve heard of identity theft but didn’t realize how getting my credit report could help protect me from it happening.
On a lesser note there was also one glaring error on my report in regards to an account I actually did have. I simply contacted the company and they fixed the error which soon after was also corrected on my credit bureau.
I’m now a firm believer in regularly getting my free credit score
