Last week I did a few posts on financial pitfalls to avoid in an effort to help us all learn from common errors people make that often drastically affect your credit score and financial well-being in a negative fashion.
Today I have a few more tips for you to keep in mind…
1. Carelessly giving out your Social Security number especially on the internet.
2. Carelessly giving out your bank account number
3. Carelessly giving out personal and confidential information
One of the fastest growing crimes today is identity theft and what is so tragic is most people have no idea how devastating it can be and how simple some of the steps are to protect yourself from it.
If someone manages to steal your identity they now have the ability to access and max out your credit and ability to obtain new credit.
This crime can not only lead a victim to financial ruin, but it can unjustly destroy their reputation, career, family and emotional health.
Be careful with any personal and banking information…. never assume a seemingly innocent phone call, email or store clerk asking is a safe place. If you are unsure than don’t offer any info… do some research and ensure not only if the source is secure but that it’s necessary they are asking for this information.
Another great way to protect yourself from ID theft is to regularly obtain your credit score and look for any unauthorized activity.
If you see anything suspicious call immediately and get more details.
Previous posts on protecting your credit score
More Tips to Protect Your Credit Score
Beware! Protect Your Credit Score
We All Make Mistakes But…
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